Popular Schemes
Discover Financial Solutions Tailored for You
1. Pradhan Mantri Mudra Yojana (PMMY)
- Objective: Financial support to micro-enterprises (non-farm).
- Amount: Up to ₹20 lakh; Shishu (≤₹50K), Kishore (≤₹5L), Tarun (≤₹10L).
- Eligibility: Non-farm manufacturing/trading/services.
- Process: Apply via banks, NBFCs, or MFIs.
- Docs: Business plan, ID proof, address proof, etc.
2. Stand-Up India Scheme
- Objective: Supports SC/ST & women entrepreneurs.
- Amount: ₹10 lakh–₹1 crore.
- Eligibility: SC/ST or women above 18, new greenfield projects.
- Process: Apply online or at bank branches.
- Docs: ID proof, address proof, business plan, certifications.
3. Pradhan Mantri Awas Yojana (PMAY) – CLSS
- Objective: Interest subsidies for home loans.
- Subsidy: Up to 6.5% (EWS/LIG).
- Eligibility: EWS/LIG within income limits.
- Process: Apply through banks/housing finance cos.
- Docs: Income proof, property documents, ID proof, etc.
4. PM SVANidhi
- Objective: Micro-credit for street vendors post-COVID.
- Amount: Up to ₹10,000 initially, more on timely repayment.
- Eligibility: Street vendors with proper certificates.
- Process: Apply online via PM SVANidhi portal or CSCs.
- Docs: Certificate of Vending, ID proof, bank details.
5. Credit Guarantee Fund Trust (CGTMSE)
- Objective: Collateral-free credit to MSMEs.
- Amount: Up to ₹2 crore.
- Eligibility: Micro & small enterprises in manufacturing/services.
- Process: Apply via banks & financial institutions.
- Docs: Business plan, ID proof, address proof, etc.
6. JanSamarth Portal
- Objective: Unified digital platform for multiple govt loan schemes.
- Features: Education, agriculture, business, housing loans.
- Process: Check eligibility, apply online for digital approval.
- Access: Via official JanSamarth portal.
Additional Schemes
More options for businesses in specific sectors.
MSME Loans
Prime Minister's Employment Generation Programme (PMEGP)
- Purpose: Establish micro-enterprises for employment.
- Amount: Up to ₹25L (manufacturing), ₹10L (services).
- Process: Apply via PMEGP portal/bank branches.
Credit Guarantee Fund Trust (CGTMSE)
- Purpose: Collateral-free credit for MSMEs.
- Amount: Up to ₹2 crore.
- Process: Through member lending institutions.
National Livestock Mission (NLM)
- Objective: Promote entrepreneurship & productivity in livestock.
- Amount: Depends on project; subsidies available.
- Eligibility: Entrepreneurs, SHGs, FPOs, companies in livestock.
- Process: Apply online or via designated banks.
Dairy Farming Loans
- Objective: Establish & expand dairy farms.
- Amount: Up to ₹10 lakh for small-scale; higher for commercial.
- Eligibility: Farmers, SHGs, cooperatives, entrepreneurs.
- Process: Apply via banks & cooperative institutions.
General Application Process
- 1. Determine Eligibility – Check specific scheme criteria.
- 2. Prepare Documents – ID proof, address proof, business plan, etc.
- 3. Submit Application – Online portals or nearest bank branch.
